Going through a car wreck can obviously be a traumatic experience even if no one is hurt. It can be difficult to think clearly and easy to make mistakes that can seriously damage your chances at obtaining compensation for property damage. Taking the right steps after a car accident can go a long way toward ensuring your rights will be protected.
Write Everything Down
One of the most important steps after a car accident will be to jot down everything you possibly can after the wreck takes place. This includes any property damage that may have occurred, as well as the details of any injuries you might have suffered and how they affect your daily life. If you are involved in any sort of insurance dispute, these details can help you many months afterward, when your memories of the event could become fuzzy.
Here are just a few of the kinds of things you will want to write down:
- The Accident Itself — Record every detail you can remember regarding the accident, such as where you were going, who you were with, weather conditions, etc. Write down all of the things you felt or saw — every shock to your body, every twisting motion and every blow you might have taken. Also, make a record of everything you remember people saying, whether they were involved in the accident or were a witness.
- Your Injuries – If you were hurt, make a note of all the discomfort you are experiencing. This not only means physical pain, but also any lack of sleep or anxiety you might be going through.
- Your Losses — You may have to deal with medical bills, lost wages and other losses.
Should I Bring a Claim for My Injuries?
You may be thinking, “I’m not the suing type,” or, “There are too many lawsuits already.” Bringing an insurance claim does not mean that you’re filing a lawsuit. The vast majority of our cases settle favorably without filing a lawsuit. Nonetheless, you may hesitate to bring an insurance claim for fear of being seen as being the suing type. Rest assured, the people we represent are just like you: honest, good citizens, who wish that the accident had never happened, and just want to be treated fairly by the adverse insurance company.
The Commonwealth of Pennsylvania, as well as every other state in the Union, requires that drivers carry insurance. It’s the law. And the reason for that law is simple: so that there is a pool of money available to compensate people who suffer damages as a result of another driver’s negligence. If you’ve been injured in a car accident and you choose not to bring a claim, you’re not helping the other driver, and you’re certainly not helping yourself. You’re merely helping the insurance companies. You’re essentially saying to them, “I know that we’re all required to buy insurance from you, and that money is there to compensate me for my injuries, but I’d really rather that you keep it for your profits, instead of using it for its intended purposes—fair compensation.”
If you would like more information on the proper steps after a car accident or if you are having problems with your insurance company after a wreck, KBG Injury Law may be able to help. Contact us online or call 717-848-3838 to learn more.