Determining fault in a car accident has different ramifications in Pennsylvania than in most other states. The reason is Pennsylvania is considered a “no-fault state.” This means if you have to file a lawsuit after a wreck, you will not be suing either the other driver or his or her insurance company. You will actually be suing your own insurance carrier because you feel they are not providing you with the proper amount of coverage.
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How Insurance Is Supposed to Work After a Car Accident in Pennsylvania
If you are involved in an accident in Pennsylvania and are hurt, your insurance is supposed to pay for your medical expenses up to a certain amount. However, property damage is still based on fault. This means the cost of any repairs to your vehicle that are needed should be covered by the insurance company of the at-fault driver.
So How Does the Process of Determining Fault in a Car Accident Work?
There are several types of accidents, of course, and different methods of determining fault in a car accident. One of the most common examples of a car wreck is a parking lot collision. If you are the one backing out of a space and you hit another vehicle — whether it is moving or not — then you will probably be considered to blame. If you and the other driver hit each other simultaneously, then there will likely be no fault found.
The matter of determining fault in a car accident can be complex. As a result, you should seriously consider hiring an attorney if you have been hurt and your insurance company is not cooperating, or if you were involved in a wreck with another driver and there is some sort of dispute. Find out how KBG Injury Law may be able to help you by calling 717-848-3838 or contacting us online.