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We take cases on a contingency fee basis. This means that if there is no monetary recovery, you owe us nothing for our services. In most cases, KBG Injury Law will advance the expenses of the case and will wait to be reimbursed until the conclusion of the case.

There is no charge for your initial consultation with a KBG Injury Law personal injury attorney. This allows you to explore your options and determine whether moving forward with your case is the best decision for you on a risk-free basis. An initial consultation is the all-important first step to getting the results you deserve.

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Is My Insurance Company’s Lowball Offer Legal?



You may think your insurance company’s low offer is criminal but is it illegal? The practice of lowball offers is frequently discussed in the insurance and legal industries. Lowball offers occur when an insurance company offers less for a claim than you reasonably need to secure compensation for your medical bills, lost wages and other covered damages.

Many companies in the insurance sector claim they don’t lowball. Part of the confusion stems from the fact that different parties have different definitions of what the term means. For example, with car insurance, most policies have a maximum payout to an injured driver. If your insurance policy states you will only receive a maximum of $30,000 in the event of an accident and you sustain injuries of more than $100,000 in a car accident, your insurer will only pay out $30,000. This may seem like a lowball offer, but is in fact what you have agreed to in your insurance policy. To secure more, you would have to pursue other liable parties or the at-fault driver in a civil claim.

On the other hand, if you have an insurance policy which appears that it should cover more than they are offering you, you may be getting a lowball offer. That is, while you may qualify under your policy for more, your insurance company has determined your claim will not be awarded the maximum amount possible under your policy. In some cases, you may be forced to seek a legal claim to secure more. If the insurance company is acting in bad faith, they may be operating illegally.


A good rule of thumb is that any time you are severely injured and need to deal with an insurance company, you will want to contact an insurance attorney. If you received a low offer for an insurance claim and are worried about covering the costs of your injury, contact Katherman Briggs & Greenberg. The insurance attorneys at Katherman Briggs & Greenberg can determine in your insurer is acting in bad faith and will work with you to help you understand your legal options.