Work-related injuries and illnesses are not limited to those who work in dangerous environments or are exposed to hazardous materials. Virtually any workplace can pose risks that can lead to significant health issues, preventing you from earning the income you need to support your family.
The Need for Workers’ Compensation Lawyers
While the good news is there are laws in place to compensate workers for these occurrences, the insurance companies that provide workers’ compensation benefits are not always willing to pay the full amount you deserve. In some cases, they may try to avoid paying any benefits at all.
If you feel your employer or insurer is not treating you fairly with regard to compensation for your illness or injuries, you need the services of highly skilled workers’ compensation lawyers. If you are in York, PA, that means contacting the law firm of KBG Injury Law.
THE BASICS OF WORKERS’ COMPENSATION
Workers’ compensation in York, Pennsylvania is meant to protect both employers and employees. In the event of an on-the-job injury, this insurance coverage is meant to ensure the injured worker has benefits that can help pay for medical care and essentials, without having to prove fault. At the same time, workers’ compensation ensures employers are not sued, even when their actions or policies cause work injury.
If you are injured at work, workers’ compensation benefits should be simple to receive. You also do not have to pay for this coverage. By law, employers are expected to pay for and provide this coverage for employees. But in reality, it is not always this simple.
WHAT CAN GO WRONG
Although employers are required to have workers’ compensation, not all do. Some simply fail to follow the law. Others try to deny claims by alleging a worker is a contractor or does not meet eligibility requirements. In other cases, employers or their insurance companies try to deny claims, declare the worker is not as injured as reported or take other steps to try to avoid paying benefits. Some injured workers simply find their checks are delayed.
In any of these things happen to you, you need a workers’ compensation lawyer in York. An attorney can make sure your employer did not misclassify the work you do and will negotiate with insurance companies to ensure you get benefits. Often, when insurance companies see an attorney who is willing to go to trial, they will settle and pay the benefits rightly owed to a worker, rather than risk the high cost of litigation.
Whether you are being denied benefits, your benefits are delayed or an insurance company is trying to modify or stop your benefits, contact an attorney at KBG Injury Law to speak to a certified workers’ compensation specialist.
What Types of Workers’ Compensation Benefits Are Available in PA?
Under Pennsylvania workers’ compensation law, injured workers (or their survivors in the case of work-related death) may be entitled to receive a number of benefits including:
- Payment for lost wages
- Death benefits
- Specific loss benefits (loss of use of limbs or digits, or severe disfigurement)
- Medical care
The experienced workers’ compensation lawyers at KBG Injury Law will sit down with you to review the facts of your case and to determine which benefits apply to your unique situation.
If you have been injured on the job, it is essential to get all the benefits you may qualify for. The cost of being out of work can be high, and you need to be able to pay for housing and other necessities even if you cannot work. Workers’ compensation can provide you with the financial resources to do that.
Medical care benefits are also important to ensure you do not have to pay for the high cost of medical care, treatment and medication out of pocket. Getting your benefits is also important to ensure you do not have to make difficult decisions based on need. You do not want to have to make a choice between paying for medication or other necessities, for instance, and you do not want to face the prospect of having to return too early to work because you cannot afford to lose more income.
Getting the workers’ compensation benefits you deserve is important to improve your chances of healing. With benefits, you can afford the medical care you need and continue to heal. If you are pressured to return to work too early, realize the added stress on your body can lead to complications or even further injuries. Contact KBG Injury Law for a consultation, so we can ensure you get the benefits you deserve.
How Do I Know if I am Covered?
Virtually all employees are covered by workers’ compensation in PA, including seasonal and part-time workers. Nonprofit entities, unincorporated businesses, and even operations with only one employee are all required to provide coverage. It is also important to note that coverage applies regardless of whether the incident that caused the illness or injury was your fault or that of a co-worker or your employer.
Our Workers’ Compensation Lawyers Will Help You Get the Results You Deserve
Don’t be bullied or intimidated by your employer. To ensure you receive the full amount of benefits to which you are legally entitled, contact the team of committed workers’ compensation lawyers in York at KBG Injury Law.