However, if someone else is responsible for your injury, you may be able to file a lawsuit against that other party. For example, if you are in a car wreck while working, you may be able to sue the other at fault driver. In most instances, however, the workers’ compensation insurance company is entitled to be reimbursed for the wage loss and medical payments they made, from any monies you receive from that other party. It is therefore very important that you consult with a workers’ compensation lawyer if you believe that someone other than your employer is responsible for your injury.
Read more about workers’ compensation.