As the weather turns warm and the days grow longer, many motorcyclists hit the road more often, enjoying the fresh air and freedom. Unfortunately, that freedom is not without potential downsides.
In 2015, more than 88,000 bikers were injured in motorcycle crashes and nearly 5,000 died. With roughly 8.6 million bikes on the road, there is a chance you could find yourself involved in an accident.
A question we frequently hear from our clients who have been involved in these motorcycle accidents is who will pay their medical bills? Here is what you need to know.
Who Is Responsible for Medical Bills After a Motorcycle Accident?
The short answer is that you and your health insurance company are responsible for the bills. Unlike car insurance, motorcycle insurance generally does not offer first-party benefits and so does not cover medical expenses in the event of an accident. That means your bills will go to your health insurance company, which will pay what it deems correct, and the rest of the costs will be passed on to you.
You can, however, seek repayment of these bills from the person who caused the motorcycle accident. That is the good news. The unfortunate news is that if you do receive a settlement in your case, your health insurance company could pursue a subrogation of benefits, which essentially means it asks you to repay any benefits you received for your medical bills.
Get Assistance With Your Motorcycle Accident Case
It is difficult for someone without a legal background to understand the law governing subrogation. If you have been in a motorcycle accident and want to make sure you get the best possible settlement, protecting yourself from your insurance company, contact KBG Injury Law. We will review your case and help you figure out the best course to pursue. Get in touch today.