Families and survivors often depend on life insurance benefits after a loved one passes away. These benefits may be necessary to pay for funeral or memorial expenses and may be needed for final medical costs as well as for everyday bills. If the person who has passed away was a breadwinner, life insurance money may be necessary to keep the household moving forward financially.
In most cases, life insurance payouts occur within a few weeks of the life insurance company being notified of the death and receiving a death certificate. However, there may be times when an insurance payout is not forthcoming. For example, if a death occurs within two years of a new life insurance policy, insurance companies may be likely to review the claim with a closer eye. It can take a longer time for the evaluation to be complete. In addition, paperwork and the process itself can cause delays. An insurer may claim a beneficiary is not entitled to benefits or that there is no policy covering the death. This may occur if the person who has passed away missed insurance payments.
Get the Help You Deserve
If you believe you are entitled to life insurance payouts after a loved one’s death and find you are struggling to get the life insurance company to pay, contact Katherman Briggs & Greenberg for a consultation. If you are owed payouts from life insurance companies, our team can investigate the cause and can find out whether you have a claim against the insurer.
Katherman Briggs & Greenberg has been working with central Pennsylvania families, individuals and businesses for more than 30 years and we can help you review all your options. If your insurer is acting in bad faith, our insurance attorneys can investigate and file an appeal and complaint. If there is a problem with the policy, our personal injury attorneys can evaluate the case to determine whether you have a civil claim to help you recover compensation for your loss. Our goal in each case is to support you during this difficult time.