Every day, you contribute your time, energy and talent to your place of work. You expect to be paid fairly for your labor, and you expect to be safe on the job. Yet each year, many workers in Lebanon, PA, are seriously injured or even killed while performing basic job duties.
What Is Workers’ Compensation?
Workers’ compensation is a form of insurance paid for by your employer. In fact, employers are required by law to pay for this insurance for all qualified employees. Whether you work for a small business, non-profit or large company, you are likely covered.
Workers’ compensation works to prevent legal claims against employers and ensure injured employees get prompt help with the costs of a work-related injury without having to wait for a settlement. When you sustain an injury while performing your job duties, you must report the injury to your place of work, and your employer and their insurer has 21 days to reply.
In Pennsylvania, workers’ compensation benefits include:
- Wage loss benefits, which are usually two-thirds of the “average weekly wage” earned before the injury
- Specific loss benefit, in the event that you lose a body part or permanently lose your hearing or vision due to a work-related injury
- Medical expenses benefits, which cover all reasonable treatment for your workplace injury
- Death benefits, which are benefits paid to the surviving family of a worker killed on the job
- Travel expense benefit, which covers the cost of travel to get treatment
What Can Workers’ Compensation Attorneys in Lebanon Do?
Many people believe that they do not need an attorney because workers’ compensation is supposed to protect them after a serious injury. In reality, however, working with an attorney may be important, especially if your claim is denied or if an insurance company and employer do not act in good faith.
Many things can go wrong with a workers’ compensation claim. Your benefits may be delayed or your employer may try to terminate your employment or claim you are not covered. In some cases, employers may break the law and not have insurance in place for employees. In other situations, an employer’s insurance company may try to modify benefits or allege that your injuries are better and that you can return to “light duty” with greatly reduced or eliminated benefits. This may occur even if you are in pain, getting treatment and, in fact, not ready to return to work.
Your workers’ compensation lawyers in Lebanon can address some of the possible challenges and can encourage everyone to act in good faith. If you are being pressured to go back to work, your attorney can evaluate whether you are ready or whether an early return could jeopardize your health. A lawyer also works to get you the benefits you are entitled to under law.
When Should I Contact Workers’ Compensation Lawyers in Lebanon?
Whether you have just been injured and are applying for benefits for the first time or your workers’ compensation claim has already been denied or delayed, contact KBG Injury Law for a consultation. Put our more than 30 years of experience in central PA