If You Are Injured at Work: The Five Most Important Steps to Take
November 4, 2014
It’s easy to forget what you should do in the event of an accident or sudden onset of pain from a repetitive motion injury. Try to keep this guideline in mind and refer back to it to prevent confusion and delays later on.
Step 1: Report the injury immediately! One of the most common reasons claims are denied is because workers don’t report the problem as soon as the injury occurs. You may think it’s a problem that will go away. If it doesn’t, the only thing that may go away is your right to benefits.
Step 2: Request that your injury or problem be treated at the same time you report it. “Better safe than sorry” definitely applies here. Ask your human resources department or occupational health department if they have a panel list. This is a list of at least six different medical practices outside of the jobsite where the company’s injured workers are treated. If your company has a panel list, you must go to one of the doctors on that list during the first 90 days of treatment. However, the choice of which doctor is up to you. If the company does not have a panel list, you are free to see any doctor you wish. True emergencies will be routed from the company to the hospital via ambulance, of course.
Step 3: Always provide a detailed history of your injury and your job duties to each doctor you see for treatment. This is important to reinforce your need for medical care due to the occupational injury.
Step 4: If your doctor restricts your work capabilities, provide those restrictions to your employer and keep a copy for yourself. Don’t try to be a hero—stick to the restrictions.
Step 5: Do not sign anything from your workplace regarding the injury or benefits until you’ve consulted an attorney first.
If you are interested in receiving more information, please call 800-509-1011 for a free booklet or visit the <a href=”http://www.resultsyoudeserve.com”>workers’ compensation section</a> of our website.
- • Insurance coverage for an employee who is injured on the job.
- • A system in which Pennsylvania employers must participate, on behalf of their employees.
- • A no-fault system, like no-fault car insurance.
- • A system that covers lost wages and medical expenses related to the injury.
- • A benefit that does not cover pain and suffering or other damages.